Terms of use

Effective date: September 12, 2026  ·  Last updated: September 12, 2026

1. About us and these terms

mybizfundingoptions.com (the "Website") is operated by RealMuhney Enterprises LLC, trading as My Biz Funding Options ("we", "us" or "our"). These terms of use, together with our privacy policy and any advertising disclosure displayed on the Website, set out the terms on which you may make use of the Website, whether as a guest or a registered user.

Use of the Website includes accessing, browsing, or otherwise interacting with it. By using the Website you confirm that you accept these terms and that you agree to comply with them. If you do not agree, you must leave the Website immediately.

2. We are not a lender or a broker

This is the most important thing on this page.

The Website is a free online platform designed to help business owners with the process of choosing a funding option, by publishing reviews, comparisons, guides and general information. Any application you make is made to the provider directly, on that provider's website, under that provider's terms.

3. No professional advice

The content on the Website is provided for general information only. It is not intended to amount to financial, tax, accounting, legal or other professional advice, and you should not rely on it as such. It does not take into account your particular circumstances, objectives or needs.

You must obtain professional or specialist advice before taking, or refraining from taking, any action on the basis of the content on the Website. Any decision about borrowing money is yours alone, and you are solely responsible for evaluating whether a product is appropriate for your business.

4. Accuracy of the information

Rates, amounts, fees, terms, approval timelines and eligibility criteria in the business funding market change frequently and without notice. Figures shown on the Website are supplied by the providers themselves, drawn from publicly published material, or expressed as general market ranges for a category of product rather than an offer from any one company.

Although we make reasonable efforts to keep the Website current, we make no representations, warranties or guarantees, whether express or implied, that the content on the Website is accurate, complete or up to date. The only terms you can rely on are the ones set out in the provider's own written offer. Always confirm the full terms, all fees, and the total cost of borrowing directly with the provider before you sign anything.

5. How we are compensated

The Website is free to use and is supported by advertising. We are compensated by some of the companies featured on the Website — typically when a visitor clicks through, submits an application, or is approved for funding through one of our links. This is often called affiliate or referral compensation.

That compensation influences which companies we feature, the order in which they appear, and the prominence they are given. We do not review every provider in the market, and the products we write about are not a comprehensive survey of every option available to you. Some providers do not pay us and may still appear; some products, such as SBA loans, are described generically for comparison and are not offers from any company.

Compensation never changes the cost of a product to you. You do not pay more by using our links than you would by going to the provider directly.

6. How our rankings and ratings work

Any score, star rating, "best" designation, badge or ordering shown on the Website represents our own editorial opinion at the time of publication. It is not an audited, certified or independently verified rating, it is not a recommendation that you take a particular product, and it is not a statement that a product is the best available to you or in the market generally.

The ordering and scores shown may be influenced by commercial factors such as overall popularity, conversion rates and the compensation arrangements described in section 5, in addition to editorial factors such as cost of capital, funding limits, speed, accessibility of approval criteria, and whether checking your options affects your credit. Other people may reasonably reach different conclusions from the same information.

7. Who may use the Website

You must be at least 18 years old to access or use the Website. The Website is intended for business owners and decision-makers located in the United States. We make no representation that the content is appropriate or available for use in other locations, and if you access it from elsewhere you do so on your own initiative and are responsible for compliance with local law.

By using the Website you represent and warrant that you meet these requirements and that all information you give us is accurate.

8. Permitted use and licence

We grant you a limited, personal, non-exclusive, non-transferable, revocable licence to access and use the Website and to view, download and print its content for your own personal, non-commercial use, provided you do not remove or alter any copyright, trademark or other proprietary notices.

Any commercial use — including republishing, redistributing, syndicating, framing, or incorporating our content into another product or service — is prohibited without our express prior written licence. To request one, write to us at the address in section 20.

9. Intellectual property

We are the owner or the licensee of all intellectual property rights in the Website and in the material published on it, including text, layout, design, graphics and compilations. Those works are protected by copyright and other laws and treaties. All such rights are reserved.

Trademarks, logos and brand names of third parties that appear on the Website are the property of their respective owners and are used for identification and descriptive purposes only. Their appearance does not imply any affiliation with, sponsorship by, or endorsement of us by those owners, except where we state that a company is an advertising partner.

10. Prohibited uses

You may not use the Website:

• in any way that breaches any applicable local, state, federal or international law or regulation;
• in any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;
• to submit information about anyone other than yourself without their authorization;
• to transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material;
• to scrape, harvest, data-mine or systematically extract content, or to use any robot, spider or other automated device to access the Website, except for legitimate search engine indexing;
• to attempt to gain unauthorized access to the Website, the server on which it is stored, or any server, computer or database connected to it;
• to reverse engineer, decompile or otherwise attempt to derive the source code of any part of the Website;
• to interfere with, damage or disrupt any part of the Website or any equipment or network on which it depends.

We may terminate or suspend your access to the Website at any time, without notice, if we believe you have breached these terms.

11. Third-party links and content

Where the Website contains links to other sites and resources provided by third parties, those links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them, for any loss or damage that may arise from your use of them, or for the products, services, terms, conduct or privacy practices of the companies operating them.

Your dealings with any provider you reach through the Website are solely between you and that provider. Any dispute about an application, an offer, a fee, a repayment, a collection practice, or a funding agreement must be taken up with that provider, not with us.

12. Material you send us

If you send us feedback, questions, suggestions or other material by email or through the Website, you grant us a non-exclusive, royalty-free, perpetual and worldwide licence to use, reproduce and act on that material for the purpose of operating and improving the Website, unless you tell us the material is confidential. We are under no obligation to keep unsolicited suggestions confidential or to compensate you for them.

Do not send us sensitive financial information such as Social Security numbers, account numbers or tax records. See our privacy policy for how we handle what you do send.

13. Disclaimer of warranties

THE WEBSITE AND ALL CONTENT ON IT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT, AND ANY WARRANTY THAT THE WEBSITE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

We do not warrant that any provider featured on the Website will approve you, will offer you the terms described, or will remain available.

14. Limitation of liability

Nothing in these terms excludes or limits our liability where it would be unlawful to do so.

To the fullest extent permitted by law, we exclude all conditions, warranties, representations and other terms that may apply to the Website or any content on it, whether express or implied. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising under or in connection with use of, or inability to use, the Website, or use of or reliance on any content displayed on it.

In particular, we will not be liable for:

• loss of profits, sales, business or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill or reputation;
• any indirect, special, incidental, consequential or punitive loss or damage;
• the terms, cost, conduct or performance of any funding product you obtain from a third party.

Where liability cannot be excluded, our total aggregate liability to you arising out of or in connection with the Website will not exceed one hundred U.S. dollars (US$100).

15. Indemnification

You agree to defend, indemnify and hold harmless My Biz Funding Options and its officers, employees, contractors and agents from and against any claims, liabilities, damages, losses and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Website, your breach of these terms, or your violation of any law or the rights of a third party.

16. Viruses and misuse of the Website

We do not guarantee that the Website will be secure or free from bugs or viruses. You are responsible for configuring your own information technology, computer programs and platform to access the Website, and you should use your own virus protection software.

You must not misuse the Website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorized access to the Website, the server on which it is stored, or any server, computer or database connected to it, and you must not attack the Website via a denial-of-service attack. By breaching this provision you would commit a criminal offense under applicable computer misuse laws. We will report any such breach to the relevant law enforcement authorities and will cooperate with them by disclosing your identity to them.

17. Availability and changes to the Website

The Website is made available free of charge. We do not guarantee that it, or any content on it, will always be available or uninterrupted. We may suspend, withdraw, discontinue or change all or any part of the Website without notice, and we will not be liable to you if it is unavailable at any time or for any period.

We amend the content of the Website from time to time. Although we make reasonable efforts to keep it up to date, we are under no obligation to do so.

18. Governing law and disputes

These terms, their subject matter and their formation are governed by the laws of the State of Georgia, United States, without regard to its conflict of laws rules. You and we agree that the state and federal courts located in the State of Georgia will have exclusive jurisdiction over any dispute arising out of or relating to these terms or the Website, and you consent to personal jurisdiction and venue in those courts.

Any cause of action you may have arising out of or relating to the Website must be commenced within one year after the claim arose, or it is permanently barred, except where a longer period is required by applicable law.

19. Changes to these terms

We may revise these terms of use at any time by amending this page. Changes take effect immediately when they are posted, and the "Last updated" date at the top will be revised. Please check this page from time to time to take notice of any changes, as they are binding on you. Your continued use of the Website after a change is posted means you accept the revised terms.

20. Contact us

If you have any questions about these terms of use, or you want to request a licence to use our content, contact us at:

• Email: info@mybizfundingoptions.com
• Mail: RealMuhney Enterprises LLC, 239 Parkland Dr NE, Atlanta, GA 30324

You can also use our contact page. Thank you for visiting the Website.